Data is what makes us – it provides the backbone for everything we do. We have over 30 years of experience analyzing data, creating attributes and databases for specific purposes, and finding the right database for the specific objective.
Our ITA data solutions are built from the largest aggregators in the country, brought in house, sliced, diced and optimized with a rigorous lead scoring and hygiene process to assure you the highest quality prospects available. Our files are multi-sourced and very comprehensive.
Although these types of files are not intended for use as a credit qualifying data source. They often mimic credit data's key attributes without the marketing restrictions typically associated with those types of databases.
Popular ITA Databases Include:
Mortgage:
HARP Refinance File
Conventional Refinance File
ARM Rider File
FHA Refinance File
FHA MIP Elimination File
VA Refinance File
VA Eligible Non-VA Homeowner File
New Purchase Renter File
New Purchase (Premover Under Contract)
Reverse Mortgage File
Subprime Reverse Mortgage File
Debt/ Subprime
Debt Settlement HDL Database
Tax Lien/ Tax Settlement File
Loan Modification A1 Database
Payday Loan File
Automotive:
Year, Make, Model File
Auto Warranty Prospect File
Auto Title Loan File
Insurance:
Auto Insurance Prospect File
Homeowner's Insurance File
Boat Owner File
Motorcycle Owner File
Life Insurance Prospect File
Health Insurane Prospect file
Final Expense Prospect File
Marketing Data
Live credit information pulled straight from the major credit bureaus.
Prescreened data provides the information you need to determine which consumers are good candidates for credit offers. This data will provide you with an assessment of payment history, individual and household income/assets, debt levels, mortgage trade balance, loan type, servicer type and more.
This type of data can be very effective for identifying and targeting new credit customers, driving additional revenue, and reducing expenses associated with client acquisition.
Popular Selections Include:
Credit Score
Mortgage Inquiry Date
Open Balance Loan Mortgage Trade
Mortgage Refinance Date
Mortgage Trade Type: Conventional, FHA, VA, Fannie Mae, Freddie Mac
Loan To Value
Revolving Aggregate Balance (Excluding HELOC)
Bankruptcy Status
# of 30-Days Delinquent in 12 Months-Mortgage
# of 60- Days Delinquent in 12 Months- Mortgage
# of 90- Days Delinquent in 12 Months- Mortgage
# 120- Days Delinquent in 12 Months- Mortgage
Number of Major Derogs in the past 24 Months
Number of Minor Derogs in the Past 24 Months
Age
Current Delinquency Eliminator
Auto Adjusted Score
Auto Trigger Inquiry Date
Open Auto Loan- Months Remaining
Number of Open Auto Loans
Open Auto Loan Monthly Payment
Open Auto Loan Payoff Amount
Lease Terminator- Months Remaining
Open Auto Lease Indicator
Open Auto Lease- Monthly Payment Amount
Finding qualified and motivated customers for your mortgage products can be sometimes as difficult as piecing together a document that has just went through the shredder. Mortgage marketers pay a lot of money to get in front of an interested prospects that sometimes do not qualify. On the other side of the situation, other prospects may be qualified, but not in the market for a mortgage product or service.
Pulled daily from the major credit reporting agencies, triggers will get you in front of qualified, in market prospects within 24 hours of them having their credit checked for mortgage qualification.
Popular Selections Include:
Credit Score
Mortgage Inquiry Date
Open Balance Loan Mortgage Trade
Mortgage Refinance Date
Mortgage Trade Type: Conventional, FHA, VA, Fannie Mae, Freddie Mac
Loan To Value
Revolving Aggregate Balance (Excluding HELOC)
Bankruptcy Status
# of 30-Days Delinquent in 12 Months-Mortgage
# of 60- Days Delinquent in 12 Months- Mortgage
# of 90- Days Delinquent in 12 Months- Mortgage
# 120- Days Delinquent in 12 Months- Mortgage
Number of Major Derogs in the past 24 Months
Number of Minor Derogs in the Past 24 Months
Age
Current Delinquency Eliminator
Auto Adjusted Score
Auto Trigger Inquiry Date
Open Auto Loan- Months Remaining
Number of Open Auto Loans
Open Auto Loan Monthly Payment
Open Auto Loan Payoff Amount
Lease Terminator- Months Remaining
Open Auto Lease Indicator
Open Auto Lease- Monthly Payment Amount
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